December 9, 2020

Honourable senators, at times, this job can be intensely frustrating. Last week, one colleague arbitrarily decided that we should quit an hour and a half early. Last night, he denied a tribute to an esteemed colleague. When he doesn’t get his way, we get standing votes, and that disrupts and delays our collective ability to do our job, which is to debate, deliberate and decide. So today, I’d like to speak about one of the ways in which the Senate has made an important difference because we debated, deliberated and decided.

In June 2019, the Standing Senate Committee on Banking, Trade and Commerce released a report outlining the merits of open banking. Senators Marshall, Stewart-Olsen, Verner, Wallin and Doug Black no doubt recall that initially the idea wasn’t fully embraced. But after learning from expert witnesses and debating the issue, we unanimously recommended that Finance Canada —

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