Proceedings of the Standing Senate Committee on
Banking, Trade and Commerce

Second Session, Forty-first Parliament, 2013-14

Chair: The Honourable IRVING GERSTEIN

Wednesday, October 29, 2014
Thursday, October 30, 2014

Issue No. 16

Fourth meeting on:

The present state of the domestic and international financial system


Fifth meeting on:

Bill S-202, An Act to amend the Payment Card Networks Act (credit card acceptance fees)


Wednesday, October 29, 2014

Bank of Canada:

Stephen S. Poloz, Governor;

Carolyn Wilkins, Senior Deputy Governor.

Thursday, October 30, 2014

Canadian Bankers Association:

Darren Hannah, Acting Vice President, Policy and Operations.


Vincent R. Timpano, President and Chief Executive Officer, Canada, and Executive Vice President;

John Bragg, Vice President, Global Government and Regulatory Affairs.

As individuals:

Julian Morris, Vice President of Research, Reason Foundation (by video conference);

Todd J. Zywicki, Professor of Law, George Mason University Foundation (by video conference).


The Honourable Irving Gerstein, Chair

The Honourable Céline Hervieux-Payette, P.C., Deputy Chair


The Honourable Senators:

Bellemare, Beyak, Black, Campbell, *Carignan, P.C. (or Martin), *Cowan (or Fraser), Gerstein, Greene, Hervieux-Payette, P.C., Maltais, Massicotte, Ringuette, Tannas

*Ex officio members

(Quorum 4)

Change in membership of the committee:

Pursuant to rule 12-5, membership of the committee was amended as follows:

The Honourable Senator Beyak replaced the Honourable Senator Tkachuk (October 30, 2014).

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